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Newsletter December 2005

Dear Karen,

As a community service, the Law Offices of Karen M. Riggio, LLC publishes a complimentary e-newsletter designed for business owners and independent contractors. Each month, we offer valuable tips and practical, real life answers to today's common contract issues and collection problems. Feel free to e-mail us your suggestions for future articles.

Wishing you a prosperous 2006!
Karen M. Riggio


Tip of the Month
Know Who You Are Dealing With

One of the most common contract details that are often overlooked is "the legal entity". For example, is the person you are contracting with a sole proprietor or part of a partnership? Is the company a DBA ("Doing Business As"), an LLC (Limited Liability Company), or a Corporation?

The legal entity should always be clearly identified in your contract. This information helps determine the various options you have available during the debt collection process. The course of action you take against an individual is very different than the proceedings against a corporation.

Another area to pay close attention to is the state license. Does the person you are contracting with have the appropriate business license? Is the license valid in the state you are working in? For example, if the subcontractor has a license in Connecticut and your project is in Westchester, this minor issue will cause you major headaches when trying to obtain a court judgment.

As you begin to prepare for 2006, remember that paying close attention to the small details can help save you time and expense down the road.


Since 1983, Attorney Karen M. Riggio has helped thousands of clients create clear and concise written agreements and avoid potential business disputes. Her practice concentrates in business and commercial law, and provides experienced legal counsel in contracts, debt collection, dispute resolution, and real estate. For more information, call 203-968-8715 or visit www.kmriggio.com.

© 2005 Law Offices of Karen M. Riggio, LLC
Concentrating on Business and Commercial Law
Connecticut • New York